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Spring Home Maintenance

🌷Spring is here!  🌸  After a long dark and cold winter, the bright sun and warm winds of the spring are a breath of fresh air! The only downside? All that sunlight helps you see your leaf-filled gutters, cracked sidewalks, and dead plants in the flower beds. Get your home in shape for spring with […]

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Cyber Security Tips for Businesses and Personal Use

Cybersecurity has never been more important than it is now. As we spend more time online, we’re often creating and sharing more of our personal data. And if this data falls into the wrong hands, private and financial information could be at risk. So, for businesses and individuals alike, protecting sensitive data is critical. Use […]

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Winter Storm Weather Preparation

Before the weather outside becomes frightful, use this checklist to prepare for a winter storm. Food and water Water — at least a three-day supply; one gallon per person, per day Food — at least a three-day supply of non-perishable, high-energy, easy-to-prepare foods Baby formula and food Pet food TIP #1 – Set your refrigerator […]

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Fire safety on the job-site: Back to basics

Fire prevention and safety education is vital within every workplace. Regular drills, emergency training, and fire hazard awareness are accepted practices for offices, warehouses, and factories. The construction site, however, is a unique workplace setting with innately high fire risk—and potentially significant devastation. Michael Faith, Risk Management Consultant at Builders Mutual and a Certified Fire […]

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What is Cyber Insurance and Why Do You Need it?

Cybersecurity insurance is a new and emerging industry. It has its origins in errors and omissions (E&O) insurance, a separate form of insurance that protects against faults and defects in the services a company provides. E&O insurance is analogous to product liability policies for companies that sell physical or digital products. At Widener Insurance Agency, it’s […]

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Christmas Light Safety Do’s and Don’ts

Strands of sparkling holiday lighting make your home feel merry and bright, especially on a gloomy December day. However, if installed incorrectly, they have the potential to damage your home or electrical system. Before you grab your ladder and boxes of lights, review our list of do’s and don’ts for hanging holiday lighting strands safely. […]

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Holiday Candle Safety Tips

According to the U.S. Fire Administration, the top-three days of the year for home candle fires are Christmas, New Year’s Day and Christmas Eve. Remember, a candle is an open flame, which means that it can easily ignite anything that can burn. If you’re planning on using candles for home decoration this holiday season, following these tips […]

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What Are Surety Bonds?

A surety bond is a promise to be liable for the debt, default, or failure of another. It is a three-party contract by which one party (the surety) guarantees the performance or obligations of a second party (the principal) to a third party (the obligee). There are two broad categories of surety bonds: (1) contract […]