Identity Theft

 Identity theft is America’s fastest growing crime, and it can happen to anyone. Identity theft insurance provides reimbursement to crime victims for the cost of restoring their identity and repairing credit reports. Some companies now include it as part of their homeowners insurance policy. Others sell it either as a stand alone policy or as an endorsement to a homeowners or renters insurance policy.

Reimbursed Expense (check you policy to see the exact cover you have):

  • Lost wages due to time taken off work to meet with law enforcement, credit agency, or legal counsel
  • Attorney fees incurred for defense of lawsuits by merchants or their collection agencies
  • Loan application fees to reapply for loans that were rejected do to identity theft
  • Charges for long distance phone calls to merchants and law enforcement agencies to report identity theft
  • Cost for notarizing affidavits

A small deductible usually applies. Please call us, 423-926-7151 or Contact Us, for further information on this rising crime.