Commercial General Liability
This policy provides protection for business owners including defense costs for third party liability claims. This policy is tailored to your specific business needs and can include premises and operations liability, products and completed operations liability, personal injury liability, fire damage liability, medical payments, and contractual liability by endorsement.
General Liability coverage is the most basic type of commercial insurance and is limited to liability claims of bodily injury or property damage. Coverage is provided for accidents on your premises or at your customer’s location. A general liability policy will cover those people and property you and your employees come into contact with every day. It is important to remember that these policies exclude errors and omissions type claims related to the delivery of your professional services. Professional liability/errors and omissions policies are available for specific professions including medical, legal, engineers, veterinarians, accountants, barbers and beauticians, computer programmers and software designers at an additional charge.