(423) 926-7151
info@widenerins.com
Farmowners
The Farm Program’s custom fit is the solution to your insurance needs, whether you are running a large-scale operation or just need farm insurance coverage for a hobby.
Standard Features
Property:
- Dwelling, household personal property, andadditional living expense
- Farm personal property
- Barns, buildings, and other farm structures
Liability:
- Bodily injury and property damage liability
- Medical payments
- Personal injury or advertising liability
- Limited farm pollution Liability
Extra Coverages:
- Ordinance or law
- Value guard (inflation guard) automatically increase value of certain structures annually
- Borrowed farm machinery-up to 25,000 when personal property is insured
- Livestock
- Private power and light poles
- TV antennas, towers, and satellites dishes at your primary location
Additional Coverage available
Property:
- Expanded replacement cost for dwelling
- Coverage for special causes of loss on household property
- Backup of sewers, sump pumps, and drains
- Borrowed farm machinery-additional limits
- Coverage for farm personal property during peak season
- Reproductive materials coverage
- Spoilage coverage
- Suffocation of poultry and livestock
- Replacement coverage on barns, outbuildings, and confinement structures
- Farm earnings and extra expense
- Earthquake
- Expanded property coverage endorsement
- Recreational vehicles
- Scheduled and unscheduled farm personal property
Liability:
- Business activities
- Equine care, custody, and control
- Equine operations
- Recreational vehicles
- Employers liability (where applicable)
The information provided on this website is for general informational purposes only and does not constitute insurance advice. Coverage cannot be bound, altered, or canceled via this website, email, voicemail, or online forms. All coverage is subject to the terms, conditions, and exclusions of the policy issued. Please speak with a licensed agent for specific coverage guidance.
