Commercial Property Insurance

Commercial property insurance provides protection for buildings and business personal property against direct physical losses. Most policies are written on the special form, replacement cost basis.

Please contact us to discuss your specific policy and what perils it protects against as no two property policies are exactly the same. Commercial Property insurance can be designed to provide coverage for various aspects of your business. This could include damage to the building you own or lease, enhancements made to the building, personal property or content related to your business, and property situated outside regular business premises, such as trade shows or exhibits. This type of insurance can also offer coverage for property being transported or property that belongs to others, which could be employees or customers.

  • Outdoor property and signs
  • Employee dishonesty
  • Money and Securities
  • Forgery or alteration
  • Vacancy
  • Back up of sewers and drains
  • Ordinance or law
  • Off premise power interruption
  • Valuable papers and records

The perils of flood, earthquake and terrorism are normally excluded in property coverage, but can be purchased additional in most situations.

We provide insurance options for businesses of all types, from a coffee shop to a manufacturing plant, designed to suit your specific needs.

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607 Baxter Street
Johnson City, TN  37601

Phone:  (423) 926-7151

info@widenerins.com

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