As one approaches retirement age, understanding the ins and outs of healthcare coverage becomes increasingly important. Medicare, a federal health insurance program for individuals aged 65 and older, plays a crucial role in providing access to affordable healthcare. Choosing Between Original Medicare and Medicare Advantage: Consider your healthcare needs, budget, and preferred providers when deciding […]
Navigating the Alphabet Soup: The ABCs of Medicare
Understanding Medicare can be a daunting task with its alphabet soup of plans and options. Whether you’re approaching eligibility or helping a loved one navigate the system, having a grasp of the basics can make the process much smoother. In this blog, we’ll break down the ABCs of Medicare, exploring the different parts and plans […]
Tax Planning and Wealth Preservation
Tax planning and wealth preservation are critical aspects of managing the financial affairs of high net worth individuals (HNWIs). Proper tax planning can help minimize tax liabilities and protect accumulated wealth. Here are some insights into legal and strategic methods to achieve these objectives: Tax-Efficient Investment Strategies: Invest in tax-efficient assets like tax-free municipal bonds […]
Christmas Light Safety Do’s and Don’t
Strands of sparkling holiday lighting make your home feel merry and bright, especially on a gloomy December day. However, if installed incorrectly, they have the potential to damage your home or electrical system. Before you grab your ladder and boxes of lights, review our list of do’s and don’ts for hanging holiday lighting strands safely. […]
4 Tips to Help You Stay Safe During a Natural Disaster
No one expects to be caught in a potentially dangerous and extreme situation such as a natural disaster. If the unthinkable does occur, having a plan and knowing what to do could make all the difference for you and your loved ones. These four tips can help you stay safe during a disaster. If you […]
Builder’s Risk Insurance: How It Works
Builder’s risk insurance protects property and construction materials during a construction or renovation project. Builder’s risk insurance covers property on construction sites when it’s damaged or destroyed by fire, vandalism or other unexpected events. Coverage ends when the project is complete. If you have a financial stake in a construction project, you should have builder’s […]
11 Ways to Keep Your Identity Safe This Tax Season
What Cybercriminals Don’t Want You to Know Thieves are working extra hard this tax season to steal your information and gain access to your money. These cybercriminals use email and phone scams to trick taxpayers into revealing valuable information. In a tax tip article, “Don’t take the bait”, the Internal Revenue Service (IRS) says, “The […]
St. Patrick’s Day Safety Tips
Fire safety on the job-site: Back to basics
Fire prevention and safety education is vital within every workplace. Regular drills, emergency training, and fire hazard awareness are accepted practices for offices, warehouses, and factories. The construction site, however, is a unique workplace setting with innately high fire risk—and potentially significant devastation. Michael Faith, Risk Management Consultant at Builders Mutual and a Certified Fire […]
Christmas Light Safety Do’s and Don’ts
Strands of sparkling holiday lighting make your home feel merry and bright, especially on a gloomy December day. However, if installed incorrectly, they have the potential to damage your home or electrical system. Before you grab your ladder and boxes of lights, review our list of do’s and don’ts for hanging holiday lighting strands safely. […]