This motorcycle insurance coverage helps protect you from expenses related to injuries or property damage you or your motorcycle cause in an accident. Passenger liability, which covers you in the event that a passenger is injured on the motorcycle. When choosing liability coverage, consider things like how much money you make and the property you own. Your liability coverage should be high enough to protect you if you are sued after an accident.
This coverage provides for certain necessary medical expenses for you and any passenger that are the result of an accident.
Uninsured/Underinsured Motorist Coverage
This coverage typically pays for expenses associated with injury or death from an accident caused by an uninsured, underinsured or hit-and-run driver. It also covers you if you are hit as a pedestrian.
This coverage pays to repair the damage done to your motorcycle due to an accident. Your agent can help you determine the degree you need this coverage based on the value of your motorcycle.
This coverage pays to repair or replace your motorcycle if it is stolen, vandalized or damaged in some way other than in a collision.
We offer other special coverage options to meet your riding needs:
Custom Parts and Equipment Coverage
Pays for customized parts and equipment.
Lay Up Coverage Option
Allow you to save money by protecting your motorcycle for fire and theft while it’s in winter storage. Coverage is available in three or five month increments.
You may also qualify for special discounts to lower your premium:
By insuring two or more motorcycles insured with the same company.
Safety Riding Course
Completion of an authorized Safety riding course will save you money.
Certain audible anti-theft devices will entitle you for additional premium savings.
If you also insure your home and auto with the same company, it could save you 10% to 15% off all three policies.