Floods are among the most common and destructive natural disasters, causing significant damage to homes, infrastructure, and communities. Whether caused by heavy rainfall, storm surges, or overflowing rivers, floods can pose serious risks to life and property. Proper preparedness may help mitigate these risks and ensure you and your family remain safe. In this guide, […]
Taking care of livestock during winter requires thoughtful planning and attention to their specific needs in cold temperatures. Providing adequate shelter is paramount to shield animals from harsh winds, precipitation, and extreme cold. Creating windbreaks, like planted barriers, protects animals from chilling winds. Barns, sheds, or three-sided structures offer protection, while ample clean and dry […]
Medicare Open Enrollment is a crucial time of year for millions of Americans. Running from October 15 to December 7, this annual period gives you the opportunity to review your current Medicare coverage and make any necessary changes for the upcoming year. Whether you’re new to Medicare or have been enrolled for years, understanding your […]
Basic Medicare policies pay for a significant portion of medical expenses for Americans 65 and older (and younger Americans with certain disabilities). However, much like employer-provided or individual-market private medical insurance, Medicare policies still make the policyholder responsible for their deductible, copays, and coinsurance. And there are some services basic Medicare policies don’t cover at […]
