The milder days of spring are a perfect time to do a thorough spring cleaning and perform home maintenance. After a long winter, it is a good idea to spend time on preventive measures to help maintain your home and property throughout the year. Tasks such as cleaning out your gutters, checking for dead trees […]
Medicare 101: Important Tips
As one approaches retirement age, understanding the ins and outs of healthcare coverage becomes increasingly important. Medicare, a federal health insurance program for individuals aged 65 and older, plays a crucial role in providing access to affordable healthcare. Choosing Between Original Medicare and Medicare Advantage: Consider your healthcare needs, budget, and preferred providers when deciding […]
Navigating the Alphabet Soup: The ABCs of Medicare
Understanding Medicare can be a daunting task with its alphabet soup of plans and options. Whether you’re approaching eligibility or helping a loved one navigate the system, having a grasp of the basics can make the process much smoother. In this blog, we’ll break down the ABCs of Medicare, exploring the different parts and plans […]
Tax Planning and Wealth Preservation
Tax planning and wealth preservation are critical aspects of managing the financial affairs of high net worth individuals (HNWIs). Proper tax planning can help minimize tax liabilities and protect accumulated wealth. Here are some insights into legal and strategic methods to achieve these objectives: Tax-Efficient Investment Strategies: Invest in tax-efficient assets like tax-free municipal bonds […]
Christmas Light Safety Do’s and Don’t
Strands of sparkling holiday lighting make your home feel merry and bright, especially on a gloomy December day. However, if installed incorrectly, they have the potential to damage your home or electrical system. Before you grab your ladder and boxes of lights, review our list of do’s and don’ts for hanging holiday lighting strands safely. […]
Mastering Your Ceiling Fan: Seasonal Comfort Hacks
Ceiling fans are not only functional but also play a significant role in maintaining comfort and energy efficiency in our homes. Depending on the season, the direction in which your ceiling fan blades spin can make a significant difference in the way you feel and your energy bills. In this blog, we’ll explore the optimal […]
What is Cyber Insurance and Why Do You Need it?
Cybersecurity insurance is a new and emerging industry. It has its origins in errors and omissions (E&O) insurance, a separate form of insurance that protects against faults and defects in the services a company provides. E&O insurance is analogous to product liability policies for companies that sell physical or digital products. It’s important to us that […]
Everything You Need to Know About E-Bike Insurance
Everything You Need to Know About E-Bike Insurance What is an electric bike? Before purchasing an e-bike insurance policy, it’s vital to have a full understanding as to what an electric bicycle actually is. In the US, federal law defines an electric bike as a “low-speed electric bicycle’ meaning a two- or three-wheeled vehicle with […]
Understanding Medicare and Your Coverage Options
Getting Medicare is a major milestone. As your insurance agent, Widener Insurance Agency wants to help you understand what Medicare is and what to consider when choosing the plan that’s right for you. Medicare is the federal health insurance program for: People who are 65 or older Certain younger people with disabilities People with End-Stage […]