Flood Insurance with Widener Insurance Agency

No matter where you live, you’re never risk-free when it comes to flooding.  As a matter of fact, nearly 25% of flood claims happen in areas that are at a lower risk for flooding. Without flood insurance, your property, and your livelihood, is put at risk. Widener Insurance Agency is here for you, so that you can rest peacefully knowing that you are protected!

Flooding can be caused by many different natural and man-made occurrences: the overflow of inland or coastal waters, heavy rainfall that causes runoff of surface waters, mudflows, clogged storm drains, dam/levee failures, collapsed swimming pools, and even the collapse of land along the shore of a body of water. In the case of Hurricane Helene, we saw multiple days of heavy rainfall which led to the overflow of inland waters, ultimately causing flooding on a natural disaster level.

If you don’t live in a flood zone, you may not believe that you need flood insurance, however, where it rains, it can flood! Almost any and every property is at risk for flooding and flood damage, and nearly every insurance policy that provides multi-peril property coverage does not include flood damage! It can take less than a foot of water to cause flood damage- the average cost of damage being $39,000. If you don’t have flood coverage, this expense is on your shoulders!

With flood insurance, you can have peace of mind that your property and belongings are safe. Flood insurance covers: the building and its foundation, electrical and plumbing systems, central air-conditioning, furnaces, water heaters, refrigerators, stoves, dishwashers, permanently installed carpeting, personal belongings (clothing, furniture, electronics), washers and dryers, freezers and the food in them, and the cost of water extraction, drying, cleaning, and disinfecting your home!

Widener Insurance Agency would love to serve you and better protect your family from the risk of flooding. Call us today and let us find the policy that fits your needs best!