Flood Insurance
The missing piece to your homeowners protection is flood.Did you know that your homeowners policy specifically excludes damage from "rising water"?
Flood Insurance is the only type of coverage which protects your home and belongings from damage caused by "rising water" associated with flooding.
It Covers:
- Structural Elements, including walls, floors, equipment, & fixtures
- Contents, such as furniture, appliances, & floor coverings
- Personal items like clothing, stereos & televisions
- Floods can happen anywhere, anytime, in ALL 50 states.
- 80% of all natural disasters that strike the United States each year involve flooding.
- 1 in 3 flood claims are from areas that are not flood prone.
- 90% of floods are NOT considered federal disasters, which leaves the full cost of rebuilding up to the property owner.
- The most an individual family can receive in FEMA grants is $12600 and the average grant is only $2500.
- Homeowners are 4 TIMES more likely to sustain a loss from flood than from fire.