Comprehensive Farmowners Policy
The Farm Program’s custom fit is the solution to your farm insurance needs, whether you are running a large-scale operation or just need farm coverage for a hobby.Standard Features
Property:
- Dwelling, household personal property, and additional living expense
- Farm personal property
- Barns, buildings, and other farm structures
- Bodily injury and property damage liability
- Medical payments
- Personal injury or advertising liability
- Limited farm pollution Liability
- Ordinance or law
- Value guard (inflation guard) automatically increase value of certain structures annually
- Borrowed farm machinery-up to 25,000 when personal property is insured
- Livestock
- Private power and light poles
- TV antennas, towers, and satellites dishes at your primary location
Property:
- Expanded replacement cost for dwelling
- Coverage for special causes of loss on household property
- Backup of sewers, sump pumps, and drains
- Borrowed farm machinery-additional limits
- Coverage for farm personal property during peak season
- Reproductive materials coverage
- Spoilage coverage
- Suffocation of poultry and livestock
- Replacement coverage on barns, outbuildings, and confinement structures
- Farm earnings and extra expense
- Earthquake
- Expanded property coverage endorsement
- Recreational vehicles
- Scheduled and unscheduled farm personal property
- Business activities
- Equine care, custody, and control
- Equine operations
- Recreational vehicles
- Employers liability (where applicable)