Cancer Insurance
Cancer insurance policies have become popular due to the devastating nature of the disease, the huge medical costs involved in treatments and the increased number of people facing these issues. Cancer policies supplement existing health plans and offer many different and additional benefits outlined below. There are many different plans available, but remember the benefits are ONLY paid in the event of an occurrence of cancer.
- Hospital Indemnity – pays a daily dollar amount to you for each day you are in the hospital.
- Diagnostic testing and drugs – pays an additional dollar amount to you for drugs and testing while you are in the hospital.
- Private nursing – pays a daily dollar amount of the services of a private nurse while in the hospital or home health care.
- Patient transportation – pays the cost of transportation by plane, train or bus if you must travel to receive treatment.
- Family transportation and lodging – pays for a family member to accompany you and stay nearby if you travel to receive treatment.
- Nursing facility or hospice – pays a daily dollar amount for staying in a nursing care facility or hospice.
- Surgical benefit – pays a scheduled dollar amount for surgery related to diagnosing and treating cancer inpatient or outpatient.
- Therapies for cancer- pays a daily dollar amount for radiation, chemotherapy, bone marrow transplants, blood products and anti-nausea medication.
- Annual check-up - pays a dollar amount per calendar year for annual check-ups after a positive diagnosis of cancer.
- Waiver of premium - if you become totally unable to work, the policy will continue without premium payment after 60 continuous days of disability.
These are just a few of the options available to tailor the cancer plan of your choice. Please call us with questions or for pricing.
